All sales are final and no refunds will be granted, except the deposit if your application is not approved.  No refunds are offered for event tickets. Should unforeseen circumstances arise that make it impossible for you to join us in person at the event, you may receive a credit for your ticket against any of our future live events, or any one of our incredible home-study programs if you contact us by October 31, 2024, less a modest administration fee of $500. After November 1, 2024, you may receive a credit less a $1,500 event fee as expenses will have been made for your participation in the event. 

PLEASE NOTE: If you choose to no show the live event and not communicate prior to the start of the event that you will not be attending you forfeit any right to use any portion of your purchase toward future products or services. Alternatively, your primary ticket is transferable upon application approval, so you may allow a friend or colleague to attend in your place. If you are eligible for a credit, this credit must be used within 12 months. After 12 months, your credit will be forfeited in its entirety.

PAYMENT PLANS: A payment option may be offered to you as a courtesy. Scheduled payments are attempted on the due date per the agreement. Should payment processing be unsuccessful on the first attempt, IOE will attempt to process the scheduled payment every day until the payment is successful. Any payment declines not resolved in a 4-day time frame will incur a $50 collection fee. You are responsible for making all payments in your agreement of purchase whether you attend the program or not.